Business Loans

Business Loans

Do you own a business and need funding?

At Reliance Mortgages, we can help you to access finance for your business even if you do not have a property for the funds to be secured against. This is because we have access to lenders who can offer unsecured loans for business purposes.

You can borrow unsecured loan amounts from £5,000 up to £500,000. Our lenders will only take a personal guarantee and there is no debenture required.

Key loan purposes include:
  • Cash flow and expansion funding
  • Buying stock and hiring staff
  • Purchase of assets
  • Contracts and projects
  • Deposit for commercial mortgage
  • Refinancing existing unsecured borrowing
  • To fund an HMRC liability
  • Refurbishment of business premises

This funding is even available for Property Investment/rental businesses. The lender can consider loan sizes typically up to 25% of the turnover and for property businesses this could be used for example to fund the deposit of another Buy to Let purchase.

If you are looking to set up a new business this solution may not be right for you, but there may be other ways we can help

If you own your own home or another property we have lenders who can assist with loans for start-up businesses secured against one of these properties.

You may also want to explore the Government backed Start-up loan with free business support. Through this scheme, you could borrow up to £25000 to kick-start your new business for 1-5 years and at a fixed interest rate of 6%.

Visit www.startuploans.co.uk for more information

Think carefully before securing other debts against your home or your Commercial Property.

Reliance Mortgages Ltd Reliance Mortgages Ltd (FCA No.794930) is an Appointed Representative of Connect IFA Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA No. 441505). The FCA does not regulate Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. Reliance Mortgages Registered Office: 1st Floor Holborn Gate, 330 High Holborn, London, WC1V 7QT. Company Registered in England and Wales Reg.11022139. Reliance Mortgages Ltd is registered with the Information Commissioner's Office under registration reference: ZA288283. Copyright © 2019 All Rights Reserved
  • Reliance Mortgages Limited (FCA No. 794930) is an appointed representative of Connect IFA Limited (441505) which is authorized and regulated by the Financial Conduct Authority.
  • Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive a commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
  • The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
  • There will be a fee for mortgage advice the precise amount will depend upon your circumstances, but we estimate that it will be 1% of the loan amount.
  • A fee of £199 payable at the outset when you apply for the mortgage. We don’t charge any fee for insurance services.
  • Your home may be repossessed if you do not keep up repayments on your Mortgage.